Turning regulation into trust, and trust into lasting relationships.

Kawach CMS is Finfactor’s dedicated Consent Management System, built to help enterprises stay ahead of India’s Digital Personal Data Protection Act (DPDPA, 2023).

As India embraces open-finance and open-data through pioneering public infrastructure like Account Aggregator, ONDC, and OCEN, the foundation of these networks rests on one principle: trust through consent. Kawach was created to turn that principle into practice.

Designed ground-up for DPDP compliance, Kawach CMS gives businesses 360° coverage of the consent lifecycle — from multilingual consent capture and renewals, to withdrawals, DSARs, grievance redressal, and retention expiry. Every action is immutably logged, audit-ready, and transparent to both Data Fiduciaries and Data Principals.

Unlike point-solutions, Kawach unifies everything into a single pane of glass for legal, product, and compliance teams, while empowering users with clarity and choice. It is more than a compliance tool — it’s a way for businesses to show customers their data rights are respected, and their trust valued.

As part of Finfactor, one of the earliest Technology Service Providers (TSPs) in the Account Aggregator ecosystem, Kawach benefits from years of experience enabling over 100 institutions to adopt privacy-first, regulator-aligned data infrastructure.

Our vision is simple:

• To make privacy seamless for businesses.
• To make control effortless for users.
• To make compliance a driver of trust, not a burden.